Roofing insurance is something that is not talked about enough. Long before you sign on the dotted line to purchase your home, give some consideration to buying roofing insurance. If you’re unsure what this is, roofing insurance provides protection when storms or other natural disasters damage your home’s roof.
This type of coverage can help with the cost of repairs and replacement, including labor installation. It’ll also cover things like wood rot or dry-rot of plywood products. You may even be reimbursed for alternate living expenses due to the damage to your home.
The benefits of having insurance are evident for a homeowner. You can get it from your insurer or a company that sells roofing insurance policies at a discounted rate through the National Roofing Contractors Association (NRCA). Make sure you shop around for the best price on your policy, as well as who is offering better coverage and customer service. If you’re not sure if this is something you need, talk to your insurance agent, and they’ll let you know if it’s an option.
However, even if you think that this type of damage isn’t something you would need to worry about for years – not true! Damage can happen at any time, anytime without warning. If you have a family member who lives in another household, have them watch the weather conditions. That way, they can give you a heads up when it’s wise to take action and get your roofing insurance today, so if anything happens, you know what to do!